Treasury bonds can be purchased "on the palm", four banks are the first to "test the waters"
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Treasury bonds can be purchased "on the palm", four banks are the first to "test the waters"

Xinhua News Agency, Beijing, May 8 (Reporters Wu Yu, Shen Cheng) The reporter learned from the Ministry of Finance of China and the People’s Bank of China on the 8th that the third and fourth 2021 treasury bonds issued from May 10 to 19 (Electronic) Mobile banking agency sales channels will be launched. Four banks including the Industrial and Commercial Bank of China are the first to "test the waters". Starting from the 10th, investors can purchase savings treasury bonds (electronically) on the "hands".

China Banking and Insurance Regulatory Commission: The balance of loans to individual industrial and
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China Banking and Insurance Regulatory Commission: The balance of loans to individual industrial and

   Xinhua News Agency, Beijing, April 30 (Reporter Li Yanxia) The reporter learned from the China Banking and Insurance Regulatory Commission that as of the end of March this year, the balance of loans to individual industrial and commercial households reached 5.4 trillion yuan, a year-on-year increase of 29%, which was 16.4 percentage points higher than the growth rate of various loans.

China Banking and Insurance Regulatory Commission: Promoting the normalization of special rectificat
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China Banking and Insurance Regulatory Commission: Promoting the normalization of special rectificat

   Xinhua News Agency, Beijing, April 28 (Reporter Li Yanxia) The China Banking and Insurance Regulatory Commission stated on the 28th that it will continue to strengthen the supervision of shareholder equity and related-party transactions in bancassurance institutions, and promote the normalization of special rectification work.

The China Banking and Insurance Regulatory Commission continues to carry out special rectification o
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The China Banking and Insurance Regulatory Commission continues to carry out special rectification o

Chinanews.com, April 28. According to the website of the China Banking and Insurance Regulatory Commission, in recent years, the China Banking Regulatory Commission has thoroughly implemented the decisions and deployments of the Party Central Committee and the State Council on preventing and resolving major financial risks, and has continued to carry out special rectifications on the equity of bancassurance institutions and related transactions Through the adoption of supervisory measures, the development momentum of chaos has been effectively curbed, and positive results have been achieved in the rectification work.

Bank wealth management products will create nearly one trillion yuan in income for investors in 2020
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Bank wealth management products will create nearly one trillion yuan in income for investors in 2020

Xinhua News Agency, Beijing, January 29 (Reporter Li Yanxia) A report released by the banking wealth management registration and custody center on the 29th shows that in 2020, bank wealth management products will generate a total of 993.25 billion yuan in income for investors, a year-on-year increase of 7.13%, satisfying investors’ assets The need for value preservation and appreciation.

The banking industry disposing of 3.02 trillion yuan of non-performing assets last year was unpreced
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The banking industry disposing of 3.02 trillion yuan of non-performing assets last year was unpreced

   Chinanews.com, January 22. China Banking and Insurance Regulatory Commission chief risk officer and press spokesman Xiao Yuanqi said on the 22nd that banks have increased their efforts to dispose of non-performing loans. Last year, they disposed of 3.02 trillion yuan of non-performing assets with unprecedented intensity.

Cash management products allow citizens to "fast in and out" to make profits
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Cash management products allow citizens to "fast in and out" to make profits

Cash management products are also a good helper for scattered fund financing, and realize the immediate payment of the large amount of redemption funds in the transaction time. The cash management products have high liquidity and are very suitable for citizens to purchase with small scattered funds. Demand deposits, money market funds, and baby products are equally highly liquid

Banks can't let go of their old feelings, guaranteeing capital and income
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Banks can't let go of their old feelings, guaranteeing capital and income

On the same day, 13 principal-guaranteed wealth management products (mainly principal-guaranteed floating income products) from 11 banks including Guangzhou Rural Commercial Bank were on sale. All principal-guaranteed and income-guaranteed bank wealth management products must be cleared. This product is a principal-guaranteed and income-guaranteed product, and Inner Mongolia Banks and other three banks are still launching guaranteed wealth management products one after another on the basis of the products they have sold, and they are relatively close to the guaranteed wealth management products in terms of product thresholds, maturities, and yields.

Treasury bonds “handheld” purchase attracts many young and middle-aged people. Fund products usher i
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Treasury bonds “handheld” purchase attracts many young and middle-aged people. Fund products usher i

The performance of savings government bonds sold through mobile banking for the first time lived up to expectations. Many young and middle-aged people joined the ranks of mobile banking to buy government bonds. The sales of mobile banking accounted for 37%, and wealth management industry insiders pointed out that compared with the performance of many stocks and funds in the first quarter Bad

40 billion yuan electronic savings treasury bonds are sold
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40 billion yuan electronic savings treasury bonds are sold

In order to experience the purchase of savings treasury bonds by mobile banking, ICBC’s fourth phase of savings treasury bonds (electronic) e-banking has zero sales on the day. The mobile banking subscription method can improve the convenience for residents to purchase electronic savings treasury bonds. The sales volume of the third-term savings bond (electronic) e-banking day has also reached 0 yuan, according to the issuance regulations of savings bond (electronic)

Cash management product income declines, current wealth management continues "2 eras"
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Cash management product income declines, current wealth management continues "2 eras"

The income of cash management wealth management products is turning to currency funds month by month, and the income of cash management wealth management products is gradually showing a downward trend.The income of many products is less than 3% as the two main forms of current wealth management, cash management wealth management products and currency funds. The difference is 154BP, and there are relatively few investment restrictions on cash management bank wealth management

"Second-hand" wealth management cools down: Many banks remove wealth management product transfer bus
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"Second-hand" wealth management cools down: Many banks remove wealth management product transfer bus

Why many banks will stop the transfer of wealth management products? Since the beginning of this year, many banks have removed the transfer of wealth management products. The regulatory authorities have required each bank to remove the transfer of wealth management products. Many banks have successively removed the transfer of wealth management products. It needs to be determined. Whether the customer meets the suitability assessment requirements of the transferred product

15 bank wealth management subsidiaries all made profits last year, and CMB Wealth Management made mo
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15 bank wealth management subsidiaries all made profits last year, and CMB Wealth Management made mo

The current equity investment capacity of bank wealth management subsidiaries is generally insufficient, except for the insufficient reserves of bank wealth management subsidiaries in terms of investment and research capabilities of equity products. This is because the current bank wealth management subsidiaries will achieve a net profit of more than 1 billion yuan in 2020 when they are laying out the equity market. There are 3 bank wealth management subsidiaries, from the perspective of the product issuance of bank wealth management subsidiaries in 2020

Banks continue to update "adaptable to aging" financial services and financial products with the wor
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Banks continue to update "adaptable to aging" financial services and financial products with the wor

As a customer, I consulted the bank’s related pension wealth management products. A reporter from the Securities Daily visited a number of bank branches in Beijing and found that during the visit, the reporter saw that the bank’s branch had many older customers handling business, and the reporter was visiting During the process of bank outlets, the reporter also noticed that the bank currently carries

Wealth management subsidiaries handed in "answer papers" and all 14 companies made profits
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Wealth management subsidiaries handed in "answer papers" and all 14 companies made profits

The product system of bank wealth management subsidiaries has also been gradually improved. Bank wealth management subsidiaries continue to improve their product systems. All 14 bank wealth management subsidiaries including ICBC Wealth Management, CCB Wealth Management, Agricultural Bank of China Wealth Management, and China Merchants Bank Wealth Management have all achieved profitability. All wealth management subsidiaries are profitable, and the profitability of wealth management subsidiaries of listed banks will vary greatly in 2020

Xinfa Bank's wealth management products are still dominated by fixed income. Last year, the allocati
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Xinfa Bank's wealth management products are still dominated by fixed income. Last year, the allocati

With the continuous growth of the number of investors in the banking wealth management market, the fluctuations in the net value of bank wealth management products are relatively stable.In 2020, the number of bank wealth management investors has grown rapidly, and the net value of bank wealth management products fluctuates stable. Since March, investors in my country who hold bank wealth management products The number is 41,624,800

Some banks’ net-worthy wealth management products account for more than 70%. Investor education shou
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Some banks’ net-worthy wealth management products account for more than 70%. Investor education shou

In the process of the transformation of bank wealth management products to net worth, personal wealth management net worth products accounted for 54.83%. In 2020, a total of 172 banks issued 20,595 net worth wealth management products, but most investors still do not understand net worth wealth management products, and some banks have net worth. The scale of type products has accounted for more than 50%