Chinanews.com, July 7th. On the 7th, the China Consumers Association issued a consumer reminder that off-campus training courses generally have long cycles and high costs. Although the education department has stipulated that only three months of fees can be charged in advance, some Training institutions often adopt methods such as "buy three, get three free", deceiving parents to pay higher fees at one time; some also induce parents to pay by installments or loans, but deliberately conceal the loan interest rate and risk warnings. Parents A little carelessness will fall into the "routine loan" trap. If the training institution is closed or the person in charge runs away, consumers will face a situation where they can neither attend classes nor get the money back, and some even have to continue to repay their loans.